Locality Bank
Fort Lauderdale, FL · State Bank, Not a Federal Reserve Member · Part of LOCALITY BANCSHARES INC
Summary
- Total assets: $396 million
- Total deposits: $346 million
- Total loans: $314 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 7.9% |
| Multifamily | 3.7% |
| Owner-occupied commercial real estate | 28.5% |
| Non-owner-occupied commercial real estate | 43.7% |
| Residential | 8.9% |
| Commercial & industrial | 7.2% |
| Consumer & other | 0.0% |
Health indicators
- Tier 1 leverage ratio: 12.91%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 1.55%
- Net charge-offs: 0.13%
- Return on assets: 0.29%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Broward, FL | 1 | $346 million |