Echelon Bank
Clearwater, FL · State Bank, Not a Federal Reserve Member
Summary
- Total assets: $52 million
- Total deposits: $23 million
- Total loans: $4 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 20.0% |
| Multifamily | 0.0% |
| Owner-occupied commercial real estate | 65.6% |
| Non-owner-occupied commercial real estate | 0.0% |
| Residential | 8.6% |
| Commercial & industrial | 0.0% |
| Consumer & other | 5.8% |
Health indicators
- Tier 1 leverage ratio: 67.36%
- Total risk-based capital ratio: 176.57%
- Noncurrent loans: 0.00%
- Net charge-offs: 0.00%
- Return on assets: -8.19%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Pinellas, FL | 2 | $20 million |
| Hillsborough, FL | 1 | $3 million |