United Bank
Atmore, AL · State Bank, Not a Federal Reserve Member · Part of UNITED BCORP OF ALABAMA INC
Summary
- Total assets: $1.5 billion
- Total deposits: $1.2 billion
- Total loans: $942 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 15.3% |
| Multifamily | 7.3% |
| Owner-occupied commercial real estate | 15.9% |
| Non-owner-occupied commercial real estate | 7.6% |
| Residential | 13.5% |
| Commercial & industrial | 21.1% |
| Consumer & other | 19.3% |
Health indicators
- Tier 1 leverage ratio: 15.79%
- Total risk-based capital ratio: 21.86%
- Noncurrent loans: 1.35%
- Net charge-offs: 0.03%
- Return on assets: 1.31%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Santa Rosa, FL | 3 | $210 million |