Bank OZK
Little Rock, AR · State Bank, Not a Federal Reserve Member
Summary
- Total assets: $41.7 billion
- Total deposits: $34.0 billion
- Total loans: $32.6 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 21.3% |
| Multifamily | 7.8% |
| Owner-occupied commercial real estate | 2.6% |
| Non-owner-occupied commercial real estate | 24.0% |
| Residential | 5.1% |
| Commercial & industrial | 14.1% |
| Consumer & other | 25.1% |
Health indicators
- Tier 1 leverage ratio: 13.96%
- Total risk-based capital ratio: 14.83%
- Noncurrent loans: 0.92%
- Net charge-offs: 0.62%
- Return on assets: 1.60%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Pinellas, FL | 9 | $1.5 billion |
| Manatee, FL | 6 | $873 million |
| Miami-Dade, FL | 5 | $678 million |
| Hillsborough, FL | 6 | $643 million |
| Lee, FL | 6 | $635 million |
| Charlotte, FL | 3 | $457 million |
| Marion, FL | 1 | $362 million |
| Duval, FL | 4 | $290 million |
| Pasco, FL | 1 | $119 million |
| Broward, FL | 1 | $108 million |
| Sarasota, FL | 1 | $76 million |
| Palm Beach, FL | 1 | $49 million |
| Orange, FL | 1 | $13 million |