Manufacturers and Traders Trust Company
Buffalo, NY · State Bank, Federal Reserve Member · Part of M&T BANK CORP
Summary
- Total assets: $218.8 billion
- Total deposits: $172.3 billion
- Total loans: $143.3 billion
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 2.3% |
| Multifamily | 5.0% |
| Owner-occupied commercial real estate | 7.4% |
| Non-owner-occupied commercial real estate | 9.5% |
| Residential | 21.1% |
| Commercial & industrial | 23.9% |
| Consumer & other | 30.8% |
Health indicators
- Tier 1 leverage ratio: 9.51%
- Total risk-based capital ratio: 13.87%
- Noncurrent loans: 1.35%
- Net charge-offs: 0.26%
- Return on assets: 1.40%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Palm Beach, FL | 2 | $205 million |
| Collier, FL | 1 | No deposits reported |