MidSouth Bank
Dothan, AL · State Bank, Not a Federal Reserve Member · Part of MIDSOUTH BCORP
Summary
- Total assets: $771 million
- Total deposits: $703 million
- Total loans: $447 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 22.4% |
| Multifamily | 3.0% |
| Owner-occupied commercial real estate | 23.5% |
| Non-owner-occupied commercial real estate | 19.7% |
| Residential | 18.6% |
| Commercial & industrial | 10.7% |
| Consumer & other | 2.2% |
Health indicators
- Tier 1 leverage ratio: 9.30%
- Total risk-based capital ratio: 13.20%
- Noncurrent loans: 0.28%
- Net charge-offs: 0.01%
- Return on assets: 0.82%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Bay, FL | 2 | $76 million |
| Leon, FL | 2 | $35 million |
| Okaloosa, FL | 1 | $28 million |
| Escambia, FL | 1 | $20 million |