HNB First Bank
Headland, AL · State Bank, Not a Federal Reserve Member · Part of HNB HOLDING CO INC
Summary
- Total assets: $282 million
- Total deposits: $254 million
- Total loans: $224 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 16.3% |
| Multifamily | 1.8% |
| Owner-occupied commercial real estate | 13.9% |
| Non-owner-occupied commercial real estate | 6.5% |
| Residential | 24.1% |
| Commercial & industrial | 12.5% |
| Consumer & other | 24.9% |
Health indicators
- Tier 1 leverage ratio: 9.53%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 0.63%
- Net charge-offs: 0.01%
- Return on assets: 1.15%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Jackson, FL | 1 | $11 million |