United Southern Bank
Umatilla, FL · State Bank, Not a Federal Reserve Member · Part of UNISOUTH INC
Summary
- Total assets: $843 million
- Total deposits: $769 million
- Total loans: $470 million
- Data as of June 30, 2026
Loan portfolio
Share of the bank's loans in each category.
| Construction & land | 10.6% |
| Multifamily | 3.4% |
| Owner-occupied commercial real estate | 11.0% |
| Non-owner-occupied commercial real estate | 30.8% |
| Residential | 38.7% |
| Commercial & industrial | 2.3% |
| Consumer & other | 3.1% |
Health indicators
- Tier 1 leverage ratio: 10.77%
- Total risk-based capital ratio: 0.00%
- Noncurrent loans: 0.44%
- Net charge-offs: 0.02%
- Return on assets: 1.23%
Local footprint
| County | Branches | Deposits |
|---|---|---|
| Lake, FL | 12 | $732 million |
| Sumter, FL | 2 | $37 million |